网络保险：市场、理赔与保险公司要求
Sourced data on the cyber insurance market in Brazil and worldwide, main causes of claims and the controls underwriters require.
- 上半年保费（同比 +63.1%）: R$ 179,1 mi (CNseg, via CQCS/UOL)
- 上半年已付理赔（同比 +348.2%）: R$ 77 mi (CNseg, via CQCS/UOL)
- 1–9 月保费（同比 +5%）: > R$ 173 mi (CNseg, via Revista Apólice)
- 1–9 月保费增长，2021→2025: +145% (CNseg, via Revista Apólice)
- 全球网络保险市场: ≈ US$ 15 bi (Munich Re — Global Cyber Risk and Insurance Survey 2026)
- 全球市场预测: ≈ US$ 28 bi (Munich Re — Global Cyber Risk and Insurance Survey 2026)
- 北美份额: 66% (Swiss Re, via Insurance Business)
- 美国直接保费（同比 +3.5%）: ≈ US$ 9,5 bi (NAIC 2026 Report on the Cybersecurity Insurance Market, via Insurance Journal)
- 美国赔付率（2024 年为 48.7）: 53% (NAIC, via Insurance Journal)
- 全球网络保险费率变化（连续第 13 个季度下降）: -4% (Marsh Global Insurance Market Index, via Reinsurance News)