¿Caerías en esta estafa? Prueba interactiva
Escenarios reales de estafa: elija qué haría y aprenda las señales de alerta.
Your "bank" calls about a suspicious purchase
An agent says she is from your bank, knows your name and the last digits of your card, and asks you to confirm your PIN to block a US$900 purchase.
Banks never ask for a PIN by phone. Partial card data leaks easily and proves nothing. Hang up and call the official number yourself.
"Mom, this is my new number"
A new number with your son's photo says he lost his phone and urgently needs US$400 to pay a bill due today.
Profile photos are copied in seconds, and voices can now be cloned with AI. Confirm through a channel you already knew.
The CEO asks for a confidential transfer
You get a voice note that sounds exactly like the CEO: wire US$75,000 today to close a confidential acquisition. The number is unknown.
AI voice cloning makes audio unreliable. Secrecy and urgency are there to bypass controls. The rule: call back on a known channel and dual approval, always.
Your supplier changed banks
An e-mail with your supplier's signature gives new bank details for the next invoices. The domain has one letter different.
Replying to the same e-mail confirms with the fraudster. Bank detail changes need a call-back to a known number.
3% daily returns
A profile with a celebrity video promotes a crypto bot paying 3% a day with guaranteed withdrawals. Minimum deposit US$100.
Ponzi schemes pay early withdrawals to build trust. High guaranteed returns don't exist. Celebrities are faked with deepfakes.
Your parcel is on hold
Text: "Your package is held. Pay a US$1.99 fee within 24h to release it", with a short link.
The small fee is bait to capture card details. Never use the link in the message.
"Send me the code you just got"
Someone from a neighborhood group asks for the 6-digit code you just got by text, saying it was sent by mistake.
That code activates your account on another device. With it, the scammer takes over your account and asks your contacts for money.
Get paid to like videos
A "recruiter" offers US$60 a day to like videos. After a few paid tasks, she asks for a deposit to unlock "premium tasks".
The first small payments are bait. The deposit never comes back.
A QR code stuck on a parking meter
A QR sticker on a parking meter opens a payment page asking for full card details.
Stickers can be placed over the real one. Check the address before entering data.
"Your computer is infected"
A pop-up locks your browser with an alarm and tells you to call "tech support", who asks for remote access.
Tech companies don't show warnings with phone numbers. Remote access gives the scammer full control.